Resources and guidance relating to the overhaul of regulatory capital requirements proposed by US banking regulators.
In late July 2023, US banking regulators released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations and change how the capital surcharge is calculated for global, systemically important banking organizations. These proposals, colloquially referred to as “Basel III Endgame”, are critical, as the amount of capital a bank must maintain with respect to any particular loan, investment or activity is typically a significant factor in determining whether the relationship is profitable or even feasible.
Below, we include links to Mayer Brown’s Legal Updates, seminars and podcasts, and other useful materials to help you navigate these critical proposals.
HOUSE HEARING ON BASEL ENDGAME
On September 14, 2023, Mayer Brown partner Andrew Olmem testified before the House Financial Services Committee at a hearing titled “Implementing Basel III: What’s the Fed’s Endgame?”
QUICK RESOURCES
- Overhaul of Regulatory Capital Requirements Proposed by US Banking Regulators
(Mayer Brown Legal Update) - Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators, Part 1 (Mayer Brown Global Financial Markets Podcast)
- Joint Trade Association’s Letter Regarding Proposals
Request for Re-Proposal of Regulatory Capital Rule to Remedy Administrative Procedure Act Violations
PUBLICATIONS
- Mayer Brown Discusses Proposed Long-Term Debt Requirements for U.S. Regional Banks
The Columbia Law School Blue Sky Blog, September 8, 2023 - Long-Term Debt Requirements Proposed for US Regional Banks
Mayer Brown Legal Update, August 31, 2023 - The Final Stretch: Securitization in the US Under the Proposed Basel III Endgame Rules
Mayer Brown White Paper, August 31, 2023 - Mayer Brown Discusses Bank Regulators Proposed Overhaul of Capital Requirements
The CLS Blue Sky Blog, August 10, 2023 - A Road Not Taken: Where the US Capital Proposal Differs From Basel
Mayer Brown Legal Update, August 10, 2023 - Overhaul of Regulatory Capital Requirements Proposed by US Banking Regulators
Mayer Brown Legal Update, July 31, 2023
PODCASTS
- Long-Term Debt Requirements Proposed for US Regional Banks
Mayer Brown Global Financial Markets Podcast, September 20, 2023 - How Securitization and Structured Finance May Be Affected by the US Base; Endgame Proposal, Part 3
Mayer Brown Global Financial Markets Podcast, September 13, 2023 - How Capital Markets May Be Affected by the US Basel Endgame Proposal
Mayer Brown Global Financial Markets Podcast, August 31, 2023 - MB Microtalk: BCBS Core Principles
Mayer Brown Microtalk, August 17, 2023 - Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators, Part 1
Mayer Brown Global Financial Markets Podcast, August 3, 2023
SEMINARS & SPEAKING ENGAGEMENTS
Upcoming
- Basel Endgame Conference
New York State Bar Association, October 4, 2023
For complimentary registration, please use the code MBCOMP10423- Impact of Basel Endgame and Long-Term Debt Proposals on the US Banking System (9:00 a.m. – 10:00 a.m.)
- Keynote Address by the Director of the FDIC Board of Directors, Jonathan McKernan (10:00 a.m. – 10:45 a.m.)
- How Banks May Respond to the Basel Endgame and Long-Term Debt Proposal (11:00 a.m. – 12:00 p.m.)
- An Overview of Regulatory Capital Requirements Proposed Revisions
Mortgage Bankers Association, September 27, 2023
Past Events
- Recent Changes in Banking Regulation
Fordham Corporate Law Center Webinar, September 19, 2023 - The Basel Endgame and its Effect on the Mortgage Market, Mortgage REITs, and Access to Capital, 2023 Mortgage & Housing Summit
Mortgage Bankers Association & Mayer Brown, September 18, 2023 - Proposed Bank Capital Requirements: Basel III Endgame Implementation
Strafford Webinar, September 14, 2023 - New Capital Requirements and Basel Endgame: What Practitioners Need to Know
American Law Institute, September 13, 2023 - Proposed Overhaul of Bank Regulatory Capital Requirements
CRE Finance Counsel Webinar, September 12, 2023 - Basel Endgame: It’s Just the Beginning for New U.S. Bank Capital Requirements
PLI Webinar, September 12, 2023 - What the Basel Endgame Proposal Means for Delaware Banking Institutions
Delaware Bankers Association, September 12, 2023 - What the Basel Endgame Proposal Means for US Financial Services
New York City Bar Association Webinar, September 7, 2023 - Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators
National Academy of Continuing Legal Education Webinar, August 17, 2023 - The Impacts of the Fed’s New Bank Capital Standards
Raymond James Webinar, August 1, 2023